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Advisory · 01

Off-plan, bought with the exit already planned.

Allocations in new launches before they reach the public, from developers whose last three buildings we have walked through ourselves.

What we do

Launch prices, without launch-day pressure.

Off-plan can be the best-value way into UAE property, or the most expensive mistake a buyer makes. The difference is usually decided before the reservation form: by the developer chosen, the price per square foot against finished homes nearby, and whether the payment plan fits your cash flow.

Developers offer us units before public launch because our clients complete. We pass that access on only when the numbers work.

  • Allocations ahead of public release, by invitation
  • Project registration and escrow account checked against the official register
  • Payment plans negotiated, including post-handover instalments
  • Resale threshold and transfer fee confirmed before you commit
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How it works

Four steps from launch to handover.

  1. 01

    Screen

    We review launches each quarter and short-list the few with a delivery record, a fair entry price and a clear buyer for the finished home.

  2. 02

    Allocate

    We secure the unit, floor and view you want, often days before public sales open, and negotiate the plan.

  3. 03

    Monitor

    Construction progress, milestone payments and escrow statements tracked and reported to you each quarter.

  4. 04

    Exit or hold

    At the resale threshold or at handover, we review again: sell, let or keep, with current comparable sales.

An example

What a 60/40 plan actually costs you.

A AED 5,000,000 apartment on a typical 60/40 plan. The 40% balance is due at handover, in cash or with a mortgage.

StageShareAmount
Reservation10% + 4% DLD feeAED 700,000
During construction50%, in five instalmentsAED 2,500,000
Resale usually possibleafter 30–40% paid—
Handover40%AED 2,000,000

Illustrative only. Fees vary by emirate and developer; we confirm them in writing for each project.

Current opportunities

Launches we are tracking now.

All developments

Yields and growth are Meridian estimates based on comparable transactions in 2025–26. They are illustrations, not guarantees, and property values can fall as well as rise.

Questions

Asked most often.

More answers on buying, fees and residency in our FAQ.

Is off-plan riskier than buying a finished home?

It can be. You are relying on the developer to finish on time and to the promised standard. That is why we check escrow registration and delivery history first, and why we size off-plan as part of a portfolio rather than the whole of it.

What happens if the developer delays?

Payments in Dubai are held in a regulated escrow account and released against construction progress. Contracts set out handover windows and remedies; we read them with you before you sign.

Can I get a mortgage on off-plan property?

Usually only for the balance at handover. Some banks lend during construction on approved projects. We introduce you to banks that do.

Consultation

Begin with a private conversation.

Tell us what you want the property to do: income, growth, a home, residency. A senior advisor replies within one business day, usually by phone or WhatsApp.

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